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What Is GoodRx?
GoodRx is a free service that helps you save money on prescription medications by offering discount coupons at participating pharmacies. Instead of paying full price, you can use a GoodRx coupon to get a lower rate—sometimes even cheaper than your insurance copay. There’s no sign-up fee, no membership required, and no insurance needed.
How Does GoodRx Work with Insurance?
GoodRx can be used instead of insurance when it offers a better price on a prescription. Here’s how to make sure you’re getting the best deal:
1. Check Prices Online
Go to GoodRx.com or the GoodRx app and search for your medication. You’ll see prices at different pharmacies in your area.
2. Compare Your Insurance vs. GoodRx
- If the GoodRx price is lower than your insurance copay, use the GoodRx coupon instead.
- If your insurance has a better price, use your insurance instead.
3. Show the Coupon at the Pharmacy
Once you find the best price, show the GoodRx coupon at checkout (on your phone or as a printout). The pharmacy will apply the discount, and you’ll pay the lower price.
4. Keep in Mind
- Using GoodRx won’t count toward your insurance deductible. If you want, you can submit your receipt to your insurance for possible reimbursement.
- Medicare users can also use GoodRx if the coupon offers a better deal than their Part D plan. However, GoodRx cannot be combined with Medicare for the same prescription.
How to Start Using GoodRx
It’s incredibly easy to use GoodRx—no registration or subscription required. Just follow these steps:
- Visit GoodRx.com or download the GoodRx mobile app.
- Search for your medication by name.
- Enter your ZIP code to see pharmacy prices near you.
- Select the best discount and show the coupon at checkout.
Bonus: If you sign up for the free GoodRx savings card, you’ll get a $5 Visa Prepaid Card as a thank-you.
Things to Consider Before Using GoodRx
While GoodRx is a great way to save, here are a few things to keep in mind:
- Prices change frequently. Always check before refilling your prescription.
- Not every pharmacy accepts GoodRx. Most major chains do, but call ahead if you’re unsure.
- Your insurance might be cheaper. Some generic medications have a lower copay through insurance, so always compare prices.
- You can’t combine GoodRx with insurance. It’s one or the other, so choose the best deal for each medication.
Final Thoughts
GoodRx is a simple and effective way to cut prescription costs, especially if you don’t have insurance or have a high deductible. It’s free to use, takes just a few minutes to check prices, and can help you save a lot of money on medications. If you’re willing to compare prices before you buy, GoodRx is a great tool to keep in your pocket.